The Federal Government has announced a further 50,000 places are available within the Home Guarantee Scheme. These places are available from 1 July 2025 to 30 June 2026 and are available as follows:
Mortgage brokers play a crucial role in helping clients, especially first-time buyers, understand what government support is available and how to access it.
Applications for the First Home Guarantee can only be made with a participating lender and eligibility criteria must be met. Applicants must:
The Regional First Home Guarantee is available to home buyers who have lived in the regional area they are buying in, or an adjacent regional area, in the 12 months leading up to their application.
The Family Home Guarantee is available to eligible single parent or legal guardian of one or more dependent children.
Minimum deposits and housing price caps continue to apply.
We encourage our members to review the Housing Australia website for more information as well as the MFAA’s new Home Buying Schemes in Australia guide, which can be found in the Purchasing Property section of our Find a Broker website. The guide is a first-of-its-kind resource that brings together all state, territory and federal home buying schemes into one, easy-to-use reference for mortgage brokers and their clients.
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