Join the MFAA

Find the membership that's right for you

The MFAA offers a range of membership options to support professionals across the mortgage and finance broking industry. Whether you're starting your career, managing a business, or looking for corporate affiliation, our memberships provide access to industry-leading resources, professional development, advocacy, and networking opportunities.
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Membership Categories

We have a range of membership categories for the mortgage and finance broking industry. What membership type are you looking for today?
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Membership Category

Finance Broker

Membership fee: $550

Our Finance Broker membership category is for individual professionals that will practice as a loan writer in the mortgage and finance broking industry and is suitable for both those starting out their career as a finance broker or someone who is an experienced finance broker.

Application fee: $125
Compliance Essentials: $220

Education prerequisites

To apply for a Finance Broker membership you must have completed:

  • a Certificate IV in Finance and Mortgage Broking; or
  • a Diploma of Finance and Mortgage Broking Management
    • If you have a Certificate IV you are required to complete your Diploma within 12 months
  • the MFAA Compliance Essentials that is available for purchase in the MFAA Learning Hub store.

Mentoring

If you do not have more than 2 years loan writing experience in the past 5 years, you will require mentoring.

Required documentation

As part of the application process we will require you to upload specific documentation:

  • Certificate of completion for the Cert IV and/or Diploma
  • Curriculum Vitae or professional resume
  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership
  • Certificate of currency for Professional Indemnity (PI) insurance
  • ACL/ACR Number or Letter of Intent from your aggregator
  • Completed mentor declaration form, if applicable
  • Licensee declaration form if you reside in Australia and have a valid work visa.

^ Must be no less than 3 months old

Student membership

Membership fee: $0
Application fee: $55

Education prerequisites

  • Nil

Required documentation

As part of the application process we will require you to upload specific documentation:

  • Proof of student enrolment or traineeship
  • National Criminal History Record Check^
  • Credit report^

^ Must be no less than 3 months old

Broking business (Finance Broker)

Membership fee: $550

Our broking business membership category is available to mortgage and finance broking businesses that employ or contract other loan writers. This membership category is available to Accredited Finance Brokers and is also available to directors, partners or principals of a broking business who are not writing loans.

Application fee: $125
Compliance Essentials: $220

Education prerequisites

To apply for a Finance Broker membership you must have completed:

  • a Diploma of Finance and Mortgage Broking Management
  • the MFAA Initial Compliance Pack that is available for purchase in the MFAA Learning Hub store.

Membership requirements

  • Business members have a Nominated Representative attached to the membership, and must have a Finance Broker working for their business
  • The Nominated Representative and Finance Broker can be the same person. All other Finance brokers working for the business, whether employed or contracted, must be MFAA members or become members within three months of the Business joining the MFAA
  • At least one director, partner or principal will need to have a minimum of two years’ appropriate experience in the mortgage broking, mortgage lending, mortgage management or finance broking in the last five years.

Required documentation

As part of the application process we will require you to upload specific documentation:

  • Certificate of completion for the Diploma
  • Curriculum Vitae or professional resume
  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership
  • Certificate of currency for Professional Indemnity (PI) insurance
  • ACL/ACR Number or Letter of Intent from your aggregator
  • Licensee declaration form if you reside in Australia and have a valid work visa.

^ Must be no less than 3 months old

Broking business (directors, partners or principals)

Membership fee: $550

Our broking business membership category is available to mortgage and finance broking businesses that employ or contract other loan writers. This membership category is available to Accredited Finance Brokers and is also available to directors, partners or principals of a broking business who are not writing loans.

Application fee: $125

Education prerequisites

  • Nil

Membership requirements

  • Business members have a Nominated Representative attached to the membership, and must have a Finance Broker working for their business
  • All Finance brokers working for the business, whether employed or contracted, must be MFAA members or become members within three months of the Business joining the MFAA
  • At least one director, partner or principal will need to have a minimum of two years’ appropriate experience in the mortgage broking, mortgage lending, mortgage management or finance broking in the last five years.

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • Curriculum Vitae or professional resume
  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership
  • Certificate of currency for Professional Indemnity (PI) insurance
  • ACL/ACR Number or Letter of Intent from your aggregator
  • Licensee declaration form if you reside in Australia and have a valid work visa.

^ Must be no less than 3 months old

Affiliate membership

Membership fee: $160
Application fee: $125

Education prerequisites

  • Nil

Required documentation

As part of the application process we will require you to upload specific documentation:

  • National Criminal History Record Check^
  • Credit report^

^ Must be no less than 3 months old

Mortgage Management (dealing directly with the public)

Membership fee: $550
Application fee: $125
Compliance Essentials: $220

Education prerequisites

  • To apply for a Mortgage Management Membership you must have completed a Diploma of Finance and Mortgage Broking Management
  • the MFAA Initial Compliance Pack that is available for purchase in the MFAA Learning Hub store.

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • Certificate of completion for the Diploma
  • Curriculum Vitae or professional resume
  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership
  • Certificate of currency for Professional Indemnity (PI) insurance
  • ACL/ACR Number or Letter of Intent from your aggregator
  • CL50 ACL Compliance Certificate
  • Licensee declaration form if you reside in Australia and have a valid work visa.

^ Must be no less than 3 months old

Mortgage Management (not dealing directly with the public)

1-5 staff: $1,900
6-15 staff: $2,700
16+ staff: $4,500
Application fee: $125

Education prerequisites

  • Nil

Membership requirements

  • Mortgage management business members have a Nominated Representative attached to the membership

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • Curriculum Vitae or professional resume
  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership
  • Certificate of currency for Professional Indemnity (PI) insurance
  • ACL
  • CL50 ACL Compliance Certificate
  • Licensee declaration form if you reside in Australia and have a valid work visa.

^ Must be no less than 3 months old

Aggregator or franchise group

Under 30 members: $2,500
31-100 members: $5,000
100+ members: $7,000

We offer corporate memberships for aggregators, lenders, mortgage insurers and support services.

Application fee: $125

Education prerequisites

  • Nil

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership.

^ Must be no less than 3 months old

Lender or funder

Less than $250m: $7,500
$250m-$1bn: $15,000
$1bn and over: $22,500
Application fee: $125

Education prerequisites

  • Nil

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership.

^ Must be no less than 3 months old

Mortgage Insurer

Membership fee: $22,500
Application fee: $125

Education prerequisites

  • Nil

 

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership.

^ Must be no less than 3 months old

Support services

Membership fee: $990
Application fee: $125

Education prerequisites

  • Nil

 

Required documentation

As the Nominated Representative we will require you to upload specific documentation as part of the application process:

  • National Criminal History Record Check^
  • Credit report^
  • Certificate of Australian Financial Complaints Authority (AFCA) membership.

^ Must be no less than 3 months old

Need additional information?

Read our frequently asked questions or get help from our Membership Services team.
View our FAQs
The MFAA acknowledges Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters, and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures, and to Elders past and present.
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